WHAT IS HEALTH INSURANCE ?
Health insurance is an agreement whereby insurance company agrees to undertake a guarantee of compensation for medical expenses in case the insured falls ill or meets with an accident which leads to hospitalization of the insured. Generally, insurance companies have tie-ups with the leading hospitals so as to provide cashless treatment to the insured. In case the insurance company has no tie-ups with the hospital, they reimburse the cost of expenses incurred by the insured. The government also promotes health insurance by providing a deduction from income tax.
WHY CHOOSE US..?
Buying a health insurance policy for yourself and your family is important because medical care is expensive, especially in the private sector. Hospitalisation can burn a hole in your pocket and derail your finances. It will become even tough, if the person who brings in the money, is now in a hospital bed. All this can be avoided by just paying a small annual premium which would lessen your stress in case of medical emergencies. A good health insurance policy would usually cover expenses made towards doctor consultation fees, costs towards medical tests, ambulance charges, hospitalization costs and even post-hospitalization recovery costs to a certain extent.
Benefits Of HEALTH INSURANCE
- Cashless Treatment
- Pre and post hospitalization cost coverage
- Transportation Charges
- No Claim Bonus (NCB)
- Medical Checkup
- Room Rent
- Tax Benefit
Types of Health Insurance
- Individual Health Insurance
- Family Health Insurance Plan
- Senior Citizen Health insurance Plan
- Surgery and Critical Illness Insurance Plan
- Maternity Health Insurance Plan
- Personal Accident Plan
- Unit Linked Health Plan